Often if you are involved in a car accident or in some sort of accident, then you will have to write an insurance claim letter to state your insurance claim and hopefully get the coverage for the damage that has been incurred for the inflicted inconvenience to any involved parties. The purpose of insurance is to help cover the person who has been affected, and to act as an agent that steps in to assume the burden of anything that involves financial cost or liability. The person affected needs to write insurance claim letters, and often they must write several insurance claim letters to detail the damage and what it will cost to reimburse the pain and suffering that the accident has caused them. Often when insurance claim letters are written, they are written with a high level of detail. Having a lot of detail is important in insurance claim letters because it allows for the individual to clearly explain how the damage affected them in every which way. Insurance claim letters detail the cost and how the accident has inflicted this cost or burden on them. It is important to have this, because often without insurance claim letters, the affected party will not get the coverage that they need. When insurance claim letters fail to get the desired outcome from the situation, a personal injury lawyer may get called in to fight with the insurance company and renegotiate for their client and get them what they rightfully deserve. This can be costly, but at the same time, so is going without the benefits that you are supposed to have for the coverage you pay for in your insurance plan. For these reasons, many people will fight to the core with their insurance company and they will draft several insurance claim letters before taking their case to a lawyer to help them out.