Writing an insurance claim letter takes a certain amount of skill. Whether you consider yourself a good writer or at the very least a decent writer, you still could benefit from a few pointers on filing an effective insurance claim and on writing a compelling insurance claim letter. Luckily, examples of insurance claim letters exist throughout the web, both on insurance company websites and on independent sites that are aimed at the masses for improving the way communication is handled between average people and these insurance carriers. Browse these letters and read below for some tips on creating the most compelling insurance claim letter you can.
One method to utilize to write an effective insurance claim letter is to first gather all the information you have on your insurance claim before writing or typing your first word. Spread everything out, from the cost estimates for whatever your claim has to do with to the estimated market value for goods you have if they were stolen. Some research will need to be conducted prior to writing the insurance claim letter, so get this part out of the way first.
Another way you can be assured of writing an effective insurance claim letter is to get in touch with someone at the insurance company where you plan to file the claim. There could be someone in the company’s customer service department who could offer assistance or tips on getting the most out of your experience. If the first person you reach is not helpful in answering your questions, call back at another time. Some people simply are more helpful than others, and it may take a few tries to get someone willing to assist you.
Also, write in a clear and concise manner, and avoid the use of expletives, exclamation points, and other unprofessional words and tones. Your whole point here is to write an insurance claim letter that will flow freely through the company’s claims department, and unnecessary words and long winded letters will largely be overlooked or thrown at the bottom of a claims pile. Be succinct, state the reason for your claim and include the evidence you have to support that claim, then be done with the letter. Also make copies of everything, include your policy number on the insurance claim letter, and request that a letter be sent or an email be written as your claim moves through the process.