If you need to write an insurance claim letter in order to cover a loss, there are a number of things to consider prior to filing your insurance claim in general. First of all, read through your existing policy in order to determine whether or not your claim is indeed covered under the plan you have purchased. If indeed this is so, itemize your estimated losses to date in any insurance claim letters that you write. Explain in your insurance claim letter exactly when your loss occurred, the nature of the loss, and copies of any photos that you may have that can illustrate the damages in question. While the insurance company in question may want to conduct their own investigation of your claim, it is always a good idea to have this information copied for your own personal use later on, as well.
Once you have all of the necessary information for your insurance claim letter, go ahead and call the company in question for the correct address to which you should mail or fax the materials as soon as possible. Again, make sure that you have copies of your insurance claim letter, the photos and other evidence you have to support your claim, etc. prior to sending off the needed paperwork to your insurance provider for best results.
Once you have submitted your insurance claim letter accordingly, make sure that you allow a reasonable amount of time for your carrier to review your claim. Contact the insurance company by phone or email if you have not heard from them within five business days or so. Staying on top of things is the best way to ensure your claim is approved and the monies you receive are sufficient to cover your losses, so make sure that you do your due diligence going forward for best results!