Dealing with insurance companies can be quite stressful and very frustrating. When writing insurance claim letters you need to be thoroughly prepared and have everything in order. If you have been in a car accident and need to write an insurance claim letter, there are several tips that you will want to consider.
First of all, when writing insurance claim letters you will need to collect documentation. For example, ideally you will want a copy of the police report, photographs of the damage to your vehicle, and photographs of the accident scene. If you have been injured, you will also need to show documentation pertinent to your injures, including photographs of your injuries, your medical records, and copies of medical bills relating to the accident. If you are petitioning for insurance money related to loss of income due to your injuries, you will also need to show documentation showing this loss of income.
It is also crucial that you structure insurance claim letters well and present clear, coherent arguments. For example, you will need to summarize what happened and demonstrate that the other driver was at fault. You will also need to describe you injuries and financial losses. Lastly, you will need to write a conclusion in which you summarize the situation and ask for the compensation you are seeking. Make sure that your arguments are clear and rationale and that your thought process is easy to follow, as you don’t want you letter to be confusing.
Over course, you will also need to present you letter in professional, business like format. Ideally, you should follow business letter format. Your letter also needs to be well written and error free. You should write in a clear, clean, and simple prose. If you struggle with grammar or spelling, have someone proof read the letter for errors. Ultimately, strong insurance claim letters can increase the chances of claim being approved.