How to Proceed After an Insurance Claim Denial

This video is about what to do if your insurance claim gets denied. It’s a super informative watch, and Britt breaks down the whole process in an easy-to-understand way. Here are some of the key takeaways. The first thing you should do is review your policy. Doing so helps you understand coverage to avoid insurance claim denial.

If the insurer denies your claim, appeal the decision. You can do this by providing additional information to the insurance company, such as photos or videos of the damage.

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Also, consider hiring an attorney.

Take pictures of the damage before you file your claim. Doing so helps you document the damage and support your claim. Be prepared to answer questions from the insurance adjuster. The adjuster will want to know as much as possible about the damage, so be prepared to answer their questions in detail. It’d be best to understand why your claim got the thumbs down. The video presenter says it could be because your policy doesn’t cover the damage. Or, maybe the adjuster misread the fine print and denied your claim based on the wrong rule.

Here’s the good news: you don’t have to accept a denial lying down. So, dust off your policy and give it a good read. If you think the adjuster made a mistake, gather any evidence you have, like photos or witness statements. You can then try to dispute the denial directly with your insurance company.


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