Certain Medicare insurance brokers operate independently and do not charge their clients at the time of the appointment, and instead help set them up with the best insurance plans to meet their needs. Medical care consulting services help provide an unbiased opinion of the range of plans offered, rather than try to sell you one single product or plan from one specific company.
Captive agents are insurance brokers who are contracted by one company and are limited in the options they can sell you. Independent brokers are contracted with many insurance companies and are paid from the insurance carrier itself, not the client’s wallet. There are no additional fees for using an independent medical insurance broker.
When on the lookout for quality Medicare insurance consulting services, the best candidates will offer free consulting services to you, as they do not get paid commission from your purchase of a plan or product. These brokers make the process super simple, understandable to clients of all levels of familiarity with medical insurance, and tailored to fit whatever your budget may be.
The goal of Medicare insurance consulting services is not to convince you with a well-rehearsed sales pitch. Instead, the brokers are there to educate you and help find a way that you can meet your insurance needs.