Expatriate health coverage International medical insurance options International travel medical insurance

Concerned About Traveling? Explore Your International Medical Insurance Options

Health insurance for expatriates

How often do you travel outside the United States? Are recent natural disasters, civil wars, or other ongoing or potential world events a cause of concern for you? If so, are they impacting your travel destinations and plans?

The US Travel Insurance Association conducted a survey in 2015. The results of this survey showed that 48% of people in the United States are feeling more concerned about traveling than they did previously. Even though 57% of these individuals were still planning to travel, they continued to voice their concerns.

Due to their concern about recent and ongoing world events, more Americans are considering travel insurance. A recent survey showed that 45% of these concerned individuals were more likely to purchase it when taking trips in the future. Travel insurance is available for short and longer periods of time.

If you’re curious about the different types of insurance that are available as well as what types of coverage other travelers are choosing, the survey showed these were of interest:

  • Medical: 77%
  • Cancellation: 74%
  • Travel interruptions or delays: 72%
  • Emergency medical evacuation coverage: 65%
  • Travel assistance services: 67%

Are you planning to travel for business or pleasure? A combination of the two? If so, you may also be interested in knowing the destinations of other Americans that are planning to purchase travel insurance:

  • Exotic destinations: 24%
  • Cruises: 21%

When taking these types of trips, however, Americans were the least likely to purchase travel insurance:

  • Road trips: 5%
  • Weekend getaways: 5%
  • Ski trips: 4%
  • Business trips: 3%

When traveling outside the United States, it makes sense to consider your insurance options. There are quite a few benefits to having a policy with one of the international medical insurance companies.

International medical insurance companies are designed to assist you with coverage when traveling outside the continental United States. Whether your travel plans are impacted or not, having insurance can provide you with peace of mind as well as other important services. A survey showed that 22% of insurance-carrying travelers had their plans impacted, and this insurance provided them with the services that they needed.

If you are taking an extended trip or planning to live temporarily outside the United States, then it is also important to consider expatriate health insurance plans. If you become ill, are in an accident, or another issue arises, having expatriate insurance can make a significant difference in the quality of care that you receive.

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