Life is not fair.
As you hear another story about the misfortunes of another friend or relative who is battling cancer, you are reminded yet again of how unfair the world really is. And in addition to the devastating health effects that this terrible disease can have, the financial burdens of paying for cancer treatments are often equally devastating. For this reason, more and more families are looking at the possibility and advantage of paying for a cancer insurance policy. From Medicare supplement insurance services to a number of state offered options for cancer insurance policy plans, the time for finding additional coverage has rarely been more important.
As the headlines in the newspaper and the newscasts on the television indicate every morning, it is a difficult time to predict and understand what might be happening with the nation’s healthcare. In these uncertain times when everyone in the government seems to be flip flopping on whether or not the Affordable Care Act will remain as it is, reformed, or repealed, many people are deciding that it is in their best interest to make sure that they do everything within their power to make sure that they have the needed supplemental insurance.

• • Chronic health problems, in addition to cancer, are a major concern in the U.S. In fact, America has the highest rates of chronic health conditions like diabetes and heart disease. More specifically, 87% of older Americans report at least one chronic illness; 68% reported two or more, according to 2014 The Commonwealth Fund statistics.
  • Approximately 40% of Americans under 65 have employer-based healthcare coverage, according to January 2015 Gallup research.
  • No one is every financially prepared for the devastating physical, mental, and financial effects that cancer can cause, but exploring the possibilities of supplemental insurance is a step in the right direction.
  • Current uninsured rates among working-age adults between the ages of 19 and 64 in the U.S. are at 13%. This percentage is down from the 20% who were lacking health insurance in 2013, according to The Commonwealth Fund, 2015.
  • Every single day, nearly 10,000 Americans, ages 65 and older, enroll in Medicare for the first time. This trend began in 2010, according to The Commonwealth Fund, 2015, but it does not eliminate the need for a cancer insurance policy.
  • Research indicate that nearly 7 million grandparents lived with a grandchild in the year 2013. This number was up from 5.8 million grandparents who did so in the year 2000, according to Census Bureau data. These aging individuals are often responsible for the care of these grandchildren, young ones who will suffer in the event of a cancer diagnosis.

• Studies and research indicates that a mammography screening every two years for women between the ages of 65?74 can reduce breast cancer-related deaths, according to The State of Aging and Health in America, 2013.
• The time for getting additional insurance like a cancer insurance policy is sooner rather than later.
• Instead of finding out too late that you do not have enough insurance, take the time to visit with an agent to see what other healthcare coverage possibilities make sense for you.
• Numbers indicate that the average Medicare household spending on health care was $4,722 in 2012, according to a 2012 Statista report.
• Knowing that life insurance policies can be purchased at almost any benefit increment, from as little as $10,000 to benefits that pay in the millions, means that many people can afford at least some level of coverage.
• Skin cancer, breast cancer, lung cancer, and bone cancer are just a short list of the situations where a cancer insurance policy may be of help.